UAE
End-of-service gratuity, DIFC regulation, and pension gaps in a tax-free posting.
Destination Guides
Financial planning for expats, wherever you are based.
Country-specific guides for UK expats navigating financial complexity abroad.
All destinations
Pick your posting.
Each guide covers the financial terrain specific to that country - regulations, pension treatment, tax considerations, and what to think about before your next move. These are signposts, not advice.
New to expat financial planning? Read the complete guide.
Singapore
MAS regulation, CPF exclusions, and cross-border financial planning in Southeast Asia.
Saudi Arabia
GOSI exclusions, iqama-tied employment, and end-of-service awards in the Gulf.
Portugal
NHR regime, pension planning, and cross-border UK tax obligations in southern Europe.
Spain
Beckham Law, Modelo 720 reporting, and financial life between two jurisdictions.
Brazil
Foreign income declarations, pension treatment, and expat financial structures in South America.
Guyana
Remittance planning, offshore pensions, and expat financial structures in the Caribbean.
Australia
Superannuation, QROPS, and UK pension decisions for expats in the southern hemisphere.
Vietnam
Foreign ownership rules, remittance flows, and expatriate financial planning in Vietnam.
France
France is one of the most popular destinations for British expats — but its tax system is among the most complex in Europe. Social charges, the IFI wealth tax, and the UK-France double tax treaty all require specialist attention to navigate correctly.
Germany
Germany's mandatory social insurance system, progressive income tax reaching 45%, and complex interaction with UK pension arrangements require specialist navigation for expats from day one.
Canada
Canada's combination of federal and provincial income tax, registered accounts, and the deemed disposition tax on leaving creates a distinctive financial environment that requires specialist cross-border guidance.
Hong Kong
Hong Kong's territorial tax system and low rates are genuinely attractive — but MPF gaps, the UK-Hong Kong tax arrangement, and the practicalities of cross-border financial management require specialist attention.
South Africa
South Africa's residence-based tax system, exchange control regulations, and the formal financial emigration process create significant complexity for expats — particularly those managing assets in both South Africa and the UK.
Thailand
Thailand's 2024 tax rule change — making foreign-sourced income taxable when remitted in the same year — has created significant new complexity for expat residents. Understanding your position requires specialist cross-border guidance.
These guides are for general informational purposes only. They do not constitute financial, tax, or legal advice. Regulations and tax rules change frequently and vary by individual circumstance. Pharos Introductions is an introducer service - we connect you with qualified specialists; we do not advise.
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