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 Pharos Introductions

Illustrative tool

If you hold US-situs assets — property, brokerage accounts, or US shares — your estate may face up to 40% federal estate tax above a $60,000 exemption. Explore your potential exposure and see how treaty coverage can help.

Illustrative only — not financial advice. US tax laws are complex and change frequently.

Want the full picture? Read the US Estate Tax Planning guide — situs rules, treaty credits, Form 5173 timeline, and planning options explained.

These figures are illustrative only and are not financial or legal advice. US estate tax law is complex, changes frequently, and varies by treaty, domicile, and asset type. This tool applies the 26 USC §2001(c) rate schedule and a simplified treaty credit formula. It does not model state estate taxes, the generation-skipping transfer tax, the marital deduction, charitable deductions, or specific treaty anti-avoidance rules. Adviser and probate fees are shown as an illustrative 2% — actual fees vary significantly. Speak to a qualified US estate tax specialist before making any decisions.

Estimated US estate tax

$142,800

28.6% effective rate on US net estate

Net to beneficiaries

$347,200

After estimated tax and illustrative probate fees

Effective tax rate

28.6%

On $500,000 US net estate

Credit applied

$13,000

Standard NRA $60k exemption

Estate distribution

Net to heirs

$347,200

Estate tax

$142,800

Adviser & probate fees

$10,000

Adviser & probate fees shown as 2% of US net estate - illustrative only. Actual fees vary.

Calculation breakdown

US-situs gross estate
$500,000
Less: US liabilities & mortgages
($0)
US net taxable estate
$500,000
Tentative tax (26 USC §2001(c) schedule)
$155,800
Less: NRA unified credit ($60k exemption)
($13,000)
Net US estate tax
$142,800

Post-death administration timeline

  1. D+0: Immediate

    Freeze US-situs assets

    Halt all transactions in US bank and brokerage accounts immediately.

  2. D+30

    Notify US institutions

    Inform US banks, brokers, and property managers of the death.

  3. D+90

    Appoint US estate executor

    Engage a US probate attorney to administer US-situs assets.

  4. D+270

    File Form 706-NA

    9-month filing deadline for the US non-resident estate tax return.

  5. D+450

    Extended deadline

    15-month maximum with an IRS extension — request before D+270.

Save this estimate as a PDF to share with your adviser.

Your US estate may face a $142,800 tax liability.

A specialist can review your actual position and explore structuring options.

Speak to a specialist →

Concerned about your US estate tax exposure?

These estimates are illustrative. A specialist can review your actual US-situs position and treaty options.

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These estimates are illustrative. A specialist adviser can review your actual US-situs asset position, assess applicable treaty benefits, and help structure your estate efficiently.