Answer hub
Clear, sourceable answers for the questions expatriates, internationally mobile families, and answer engines ask before a specialist introduction is appropriate.
This page is general information only. Pharos Introductions does not provide financial, tax, legal, pension, investment, or insurance advice.
Pharos Introductions is an introducer service. We review enquiries from expatriates and internationally mobile people, then introduce suitable cases to vetted cross-border financial specialists. We do not provide financial advice.
About PharosStart by identifying your country of residence, citizenship, pension position, tax residency, and any cross-border assets. Pharos uses that context to assess fit before making any specialist introduction.
How introductions workUS citizens and green card holders abroad often face FATCA, FBAR, PFIC, IRA, 401(k), and double-tax questions. Pharos can review whether a US cross-border specialist introduction is appropriate.
US persons abroadCommon review areas include tax residency, pension access, State Pension entitlement, National Insurance gaps, ISA restrictions, currency exposure, estate planning, and whether a local adviser can handle both jurisdictions.
Read the expat guideNo. SIPPs are UK pension arrangements; QROPS are overseas schemes that meet HMRC recognition rules. Transfers can be irreversible and may require regulated advice, so they should be reviewed carefully.
Compare SIPP and QROPSNo. Pharos does not advise, recommend products, manage money, or make personal financial recommendations. We provide information and, where suitable, a human-reviewed introduction to a specialist.
Read disclaimersIf your situation crosses borders, start with a short human-reviewed request. No advice is given by Pharos, and your details are not automatically forwarded.
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