Free Tool
Expat Financial Health Check
10 questions. A score out of 100. Built specifically for internationally mobile UK expats, not a generic UK tool.
The Expat Financial Health Check is a free 10-question self-assessment that scores your cross-border financial position across five dimensions: pension and retirement, estate and inheritance tax, tax and compliance, protection, and adviser oversight. It produces a score out of 100 with a breakdown by area, so you can see at a glance where your position is strong and where a specialist review may be worth considering. The score is illustrative only and is not financial advice.
First, a little about you
This tailors your result. It takes a few seconds.
How it works
Five dimensions. One score.
1
Pension & Retirement
UK pension reviews, QROPS awareness, consolidation status.
2
Estate & IHT
Will currency, cross-border asset planning, April 2027 IHT scope change.
3
Tax & Compliance
Tax residency clarity, dual reporting obligations, specialist review.
4
Protection
Cross-border life assurance, income protection, family contingency planning.
5
Adviser Oversight
Specialist expat adviser engagement, recency of formal review.
Good to know
Health check: common questions
What is an expat financial health check?
An expat financial health check is a structured assessment of your cross-border financial position across the key areas that matter most to internationally mobile UK nationals, including pension arrangements, inheritance tax exposure, tax residency compliance, cross-border protection, and adviser oversight.
How long does the expat financial health check take?
The check takes approximately 5 minutes. It consists of 10 questions across 5 dimensions, and produces a score out of 100 with a breakdown by area.
Is the financial health check score financial advice?
No. The score is illustrative only and is based on self-reported answers. It is not financial advice. Pharos Introductions is an introducer service: we connect you with regulated specialists but do not provide financial advice directly.
Read our disclaimers